How much does it cost to sell a home in Tampa?

On average, it costs between 7–10% of your home’s sale price to sell a home in Tampa. This includes real estate commissions, closing costs, staging, repairs, and moving expenses. The Jamison Team helps you understand and plan for these costs so there are no surprises. See more below.

If you’re preparing to sell your home in Tampa, one of your biggest questions is probably: How much will it cost me? While selling a home can be profitable, there are also expenses to plan for. In this guide, the Jamison Team—ranked among the top 1.5% of agents nationwide—breaks down the true costs of selling in Tampa Bay, so you know exactly what to expect.

Typical Costs of Selling a Home in Tampa

Most sellers in Tampa can expect to pay between 7–10% of their home’s sale price in total costs. Here’s a detailed breakdown of where that money goes:

- Real Estate Agent Commission (4.5-5.5%): Commssion is negotiable but we tell our sellers to plan for this range.
- Closing Costs (1–2%): Title insurance, attorney/title company fees, recording fees, and HOA estoppel fees.
- Repairs & Updates (varies): Small fixes or updates to make your home market-ready.
- Staging ($500–$2,000+): Optional but highly recommended for faster sales.
- Moving Costs ($1,000–$3,000): Depending on distance and services needed.
- Mortgage Payoff: Any outstanding loan balance is deducted from sale proceeds.

Example: Selling a $450,000 Home in Tampa

Here’s what the costs could look like on a median-priced Tampa home:

- Commission (5%): $22,500
- Closing Costs (1.5%): $6,750
- Light Staging/accessorizing: $1,500
- Minor Repairs: $2,000
- Moving: $2,000

➡️ **Total Estimated Costs: ~$34,750 (about 7.7% of the sale price)**

Tampa-Specific Considerations

Selling in Tampa comes with some unique factors to keep in mind:

- HOA/POA Fees: Many communities in Tampa Bay (Bexley, Starkey Ranch, Asturia) require sellers to pay estoppel fees, usually around $300.
- Curb Appeal in Florida: Landscaping, pressure washing, and fresh mulch often make a big difference.
- Insurance & Inspection Repairs: Buyers in Florida are very cautious about roofs, HVAC, and insurance eligibility.
- Seasonality: Historically the spring and early summer are peak selling times in Tampa, helping reduce days on market.

How the Jamison Team Helps You Save

The Jamison Team helps sellers maximize profits while minimizing expenses:

- Accurate Pricing: Prevents costly price reductions later.
- Professional Marketing: High-quality media reduces time on market.
- Negotiation Expertise: Protects your bottom line during inspection and appraisal.
- Local Vendor Network: We connect you with trusted, affordable repair and staging professionals.

Hidden or Overlooked Costs

Many sellers are surprised by these expenses:

- HOA Transfer Fees: If your community requires them.
- Concessions to Buyers: Covering some of the buyer’s closing costs to make the deal work.
- Utilities & Carrying Costs: Keeping the home show-ready while it’s on the market.
- Capital Gains Taxes: If your profit exceeds IRS exemptions (consult your accountant for details).

Conclusion: Plan Ahead for a Smooth Sale

The cost to sell a home in Tampa typically ranges from 7–10% of your sale price. With the right preparation and the Jamison Team by your side, you’ll be ready to cover these costs and maximize your net proceeds. If you’re thinking about selling, reach out today for a personalized consultation and net sheet tailored to your home.